, 85.8 per 100 of SMEs which led to a credit institution to get funding during the third quarter had trouble getting it, according to a survey of Chambers of Commerce on a sample of 400 companies. 12.7 per 100 could not get any credit.
The few companies that managed to attract funding recognize that the requirements to obtain increased significantly. They also received less money: a 33.5 per 100 companies confesses that the volume of credit was reduced compared the previous quarter, while the cost of financing increased to 62.3 per 100 of them, a percentage similar to the last survey.
expenses and commissions are also more expensive for a 67.8 per 100 of those consulted. The collateral requirements and also continued at high levels while for 46.8 per 100 of the companies delayed the response time of the financial institution.
As a result of poor access to credit, many SMEs have been forced in recent months to halt its investment projects.
92 per 100 of SMEs indicates that external resources requested in the third quarter. Many turned to venture capital.
In this situation, companies are questioning the effect of aid articulated by the executive to try to alleviate the problems of financing, especially through Official Credit Institute (ICO). The point is that, as pointed out by the survey of the houses, only one in three SMEs uses these lines in search of financing. This percentage is not higher because, as companies say, their procedures are very complex and the information provided by the financial institution is limited. 35.4 per 100 SME requested ICO found that obstacles to the granting of funding.
The few companies that managed to attract funding recognize that the requirements to obtain increased significantly. They also received less money: a 33.5 per 100 companies confesses that the volume of credit was reduced compared the previous quarter, while the cost of financing increased to 62.3 per 100 of them, a percentage similar to the last survey.
expenses and commissions are also more expensive for a 67.8 per 100 of those consulted. The collateral requirements and also continued at high levels while for 46.8 per 100 of the companies delayed the response time of the financial institution.
As a result of poor access to credit, many SMEs have been forced in recent months to halt its investment projects.
92 per 100 of SMEs indicates that external resources requested in the third quarter. Many turned to venture capital.
In this situation, companies are questioning the effect of aid articulated by the executive to try to alleviate the problems of financing, especially through Official Credit Institute (ICO). The point is that, as pointed out by the survey of the houses, only one in three SMEs uses these lines in search of financing. This percentage is not higher because, as companies say, their procedures are very complex and the information provided by the financial institution is limited. 35.4 per 100 SME requested ICO found that obstacles to the granting of funding.
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